Meet Our Team

 


Blue Heron Mission Statement: Our experienced team helps you to pursue your life goals by providing caring investment advice and desired communication while treating you like family.


Margaret Kosmerl
President

Accredited Investment Fiduciary®
Retirement Income Certified Professional

margaret.kosmerl@lpl.com

Margie began her career in 1986, and after 11 years in the industry opened her own office. It was important to her to not simply grow business for the sake of growing, but to deepen the client relationships and better assist those she was serving. Her goal before discovering the financial services industry was to be a teacher or a psychologist, both areas of study of which she says she draws from every day. It just so happens that her tool box is comprised of economic analysis, financial strategies and instruments. 

In her spare time Margie enjoys adventures with her family and friends, whether that be golf, water sports or traveling. She is active with her church and community and believes it is important to live each day to its fullest, realize our blessings, and to give back accordingly. Margie practices the 'give back' by sharing her business acumen and serving on the board of the not-for-profit, The Well in Baltimore City and with its social enterprise “Hon's Honey”. Their mission statement states: We are a community of women committed to transforming lives through long term relationships, practical programs, and the healing power of love.

*Retirement Income Certified Professional (RICP) conferred by The American College.


Elizabeth David, CFP®
elizabeth.ernst@lpl.com

Liz came to Blue Heron Financial Group in June of 2007. She started in the advisor support and administrative role, but it became apparent pretty early on Liz was better suited working face to face, alongside Margie, with clients. In 2010 she became a CERTIFIED FINANCIAL PLANNER™. She is passionate about helping people and loves seeing people's hard work and dreams come together.

Liz lives in Annapolis with her husband, son, and dog Bubs. She cherishes quiet moments together with family (and the loud ones too), long runs and big Sunday dinners. 

 

 

 


Steve Metzger
Financial Planning Assistant
s.metzger@lpl.com

Steve joined our Blue Heron team in 2016 and brings ten years of experience as a paraplanner as well as a background in accounting and banking. Prior to coming on board, Steve had been mentored by several successful advisors which lends to his keen insight to combine best ideas, knowledge, and practices. He currently holds his FINRA Series 7 and Series 66 registrations with LPL Financial as well as his Maryland insurance license.

Outside of the office, Steve is a Business Education teacher at Arundel High School in Gambrills. He enjoys spending time with friends and family, volunteering, working on home improvements, gardening, and watching or playing any and all sports. Steve is also a proud University of Maryland, College Park alumnus. In 2011, he married his high school sweetheart, Sara, and they moved back to their hometown of Severna Park the same year. They now have a family of four with a boy named Rhodes and a girl named Wynn.


Alison Brown
Operations Manager
alison.brown@lpl.com

Alison began working in the financial services industry in 1987 and joined Blue Heron Financial Group in October 2007. She brings a plethora of experience and leadership to our team. As Operations Manager, she is the go-to gal for information on new accounts, online access, and money needs (distributions & deposits). Working closely with LPL Financial operations, Alison monitors the ins-and-outs of everyday activity of accounts to assure accuracy and continuity, resolving any operational issues that may arise.

In her free time Alison enjoys being with family and friends, caring for her home, and taking various Bible study classes with her church. As an animal lover she has 3 SPCA rescues.

A bit of trivia – Alison and Margie started out in the financial services industry as administrative staff with Prudential Bache Securities in the 80s. Having gone separate paths over the years, they reconnected in 2007 when Alison joined Margie at LPL Financial.


Debbie Schilling
Client Relationship Manager  
debbie.schilling@lpl.com 

Debbie began working with Blue Heron Financial Group in 2003 taking on a small support role. Debbie later transitioned into the role Client Relationship Manager- handling the calendar, scheduling reviews, event planning, and “you name it” client care.  

Debbie is a graduate of George Mason University, where she received her Bachelor of Science degree in Marketing. 

 

Debbie was raised on the Eastern Shore of Maryland. She has resided in Annapolis since 1989, where she and her husband (a former New Yorker) sought to be near the water again while raising and enjoying life with their two, now adult, children. 

 

Debbie continues to be passionate about volunteering, family/friend/faith time, reading (mostly non-fiction,) snow skiing, strolling beaches, traveling this wonderful country of ours and displaying the American Flag. After 2020 her motto is still: help your neighbor, be kind, and smile bright enough for two so you can give one away if someone needs it! 


Sarah Kosmerl
Insurance & Client Service Associate
sarah.kosmerl@lpl.com  

Sarah has been working with us since college and we were fortunate to keep her on post-graduation. Her role on the team began with coordinating digital marketing for Blue Heron, and quickly expanded into client services where she enjoys working closely with our advisors to help serve our clients.  Sarah graduated from James Madison University in 2017 with a degree in Marketing. She holds her FINRA Series 7 and 66 through LPL Financial, as well as her Maryland insurance license.

When out of the office, Sarah enjoys staying active with her running group, as well as trying out new fitness classes. She loves exploring her Baltimore neighborhood and beyond with her friends, family, and dog Ollie by her side. 


Jessica Molina
Administrative Assistant 
jessica.molina@lpl.com    

Jessi joined the Blue Heron Team in the summer of 2020 as our Front Office Administrative Support, assisting team members with projects and inquiries on behalf of clients.  As a valued team member, Jessi is extremely detail oriented, has strong communication skills and professionalism due to her prior work experience as a customer care facilitator in the medical field for almost 10 years, and more recently in the administrative sector.  With the help of our team, she is enjoying learning more about the financial industry and is looking forward to expanding her knowledge for years to come. Jessi is a graduate of Old Dominion University, Virginia.    

Outside of the office, Jessi enjoys spending time with friends and family, listening to audiobooks, cooking different cuisines, and when the weather is nice - taking walks.


"Coming together is the beginning, keeping together is progress. Working together is success."

Henry Ford



Left to Right Back: Liz, Alison, Steve, Sarah, Madison (Summer 2019 intern)
Front: Debbie and Margie